WAZZUB

kunjungi KLIK DISINI
Program ini baru prelaunch 2 Januari 2012, dan akan launching pada 09 April 2012. Dan prediksi saya program …ini akan menjadi seperti GOOGLE maupun FACEBOOK. Dan yang membuat mereka berbeza adalah program profit sharingl dengan kita yang hanya berstatus sebagai user atau pengguna.
kunjungi KLIK DISINI
Sebelum launching, mereka sudah mulai menerima pendaftaran sebagai member sejak 2 Januari 2012. Buat anda semua, saya sarankan untuk mendaftar sekarang juga. , daftarkan diri anda, klik dari sini KLIK DISINI
lalu isi pendaftaran, kemudian mengklik tombol “JOIN”. Setelah itu anda akan mendapatkan email dari Wazzub, buka email anda, dan klik link verivikasi pada email tersebut untuk mengaktifkan account anda di Wazzub, dan kemudian sebarkan link referral anda untuk mendapatkan member baru. Dari setiap member yang berhasil anda rekruit, anda berhak mendapatkan $1.00 USD per bulan.
Ingat, program ini baru prelaunch pada tanggal 02-01-2012, ” BARU PRELAUNCH”… Dan akan dilaunching pada tanggal 09-04-2012. Buruan join sekarang…
Jangan takut, karena semua disini “wazzub” FAMILY. Dan saya yakin 100 % bahwa ini bukan sebuah situs SCAM. Tapi ini adalah sebuah gebrakan dari “wazzub” untuk menandingi GOOGLE maupun FACEBOOK yang telah jauh lebih dulu menjadi situs favorit di seluruh penjuru dunia.
Ini adalah fakta: perusahaan seperti Google atau Facebook memperoleh million $ $ $ setiap hasil karena kita, para pengguna internet menggunakan layanan mereka. Facebook bernilai lebih dari 50 miliar $ $ $ hanya karena mereka mempunyai pengguna terdaftar yang berjumlah sangat besar.
Ini adalah waktu untuk memahami, bahwa kita “pengguna” memutuskan siapa yang mendapatkan uang besar. WAZZUB adalah komunitas global pertama yang membayar kita “pengguna”, hanya untuk memilih mereka sebagai homepage kita.
+ + + HEBAT SELAMANYA + + + TIDAK ADA UNTUK DOWNLOAD + + + TIDAK ADA PEKERJAAN YANG HARUS DILAKUKAN + + +

Ini sangat mudah: semakin banyak pengguna yang bergabung dengan Keluarga WAZZUB gratis, semakin banyak wang yang akan kita “pengguna” dapatkan!
Contoh: Jika Anda mengundang hanya 5 orang untuk bergabung secara gratis dan mereka melakukan 5 tingkat yang sama dalam, Anda bisa mendapatkan sekitar $ 4.000 setiap bulan, dengan tidak melakukan apapun yang berbeda dari yang sudah Anda lakukan sehari-hari.

Bagaimana jika setiap orang diundang hanya 10 orang? Jumlah yang akan anda terima: $ 111.110 setiap bulan. TIDAK ada batas!

Semakin banyak orang yang Anda undang semakin banyak wang yang Anda akan dapatkan. Periode!

Mari kita Temukan Kekuatan “Kita”!

Pada 2 Januari 2012 08:00 WITA (UTC-08: 00) kita akan memulai WAZZUB resmi prelaunch. Manfaatkan sekarang dengan menjadi salah satu yang pertama untuk mulai membangun grup Anda. Cukup masukkan alamat email anda dan klik “JOIN”.

Anda dapat mengatur diri Anda untuk hidup secara bebas finansial dan mendapatkan Residual Income Pasif besar-besaran setiap bulan seperti apapun yang ada lagi di luar sana.

~ Hal ini dapat terjadi secepat kilat untuk semua ~

Semakin banyak Anggota yang Anda undang, semakin banyak wang yang akan Anda dapatkan.
Anda bisa mendapatkan sekitar $ 1,00 per orang dalam “LEBAR JARINGAN YANG TAK TERBATAS” x 5 generasi Anda dalam keluarga WAZZUB. (tergantung pada pertumbuhan perusahaan)

Jika itu masih terlihat sedikit bagi anda, cuba perhatikan apa yang terjadi pada ilustrasi berikut…
Anda cukup mengajak 5 teman untuk bergabung HEBAT selamanya dan mereka melakukan hal yang sama sampai kedalaman 5 generasi:

1. Generasi 5 x $ 1,00 = $ 5,00
2. Generasi 25 x $ 1,00 = $ 25,00
3. Generasi 125 x $ 1,00 = $ 125,00
4. Generasi 625 x $ 1,00 = $ 625,00
5. Generasi 3125 x $ 1,00 = $ 3,125.00

Passive Income Anda = $ 3,905.00 setiap bulan dengan tidak melakukan apapun yang berbeda dari apa yang biasa Anda lakukan setiap hari. Dengan kata lain, tidak ada pekerjaan apapun yang harus anda kerjakan dengan mengikuti program ini.

~ Gabung hari ini ~

Langkah 1 - pergi di sini dan mendaftar, KLIK DISINI
lalu Isi formular pendaftaran sesuai data yang diminta :

REFERRER : isikan a69f1
FIRST NAME : tulis nama depan anda
LAST NAME : tulis nama belakang anda
USERNAME : tulis username anda
PASSWORD : tulis password anda
CONFIRM PASSWORD : tulis password anda sekali lagi
EMAIL : masukkan email anda yang valid
COUNTRY : pilih negara anda dari pilihan yang ada
isikan kode Captcha yang anda lihat.
kemudian klik “JOIN”ACepatlah, bertindak sekarang!

99,99% penduduk dunia belum tahu tentang ini.

Bersama-sama kita mengaktifkan kekuatan “Kita”!

Terima kasih,

Business plan

A business plan is a formal statement of a set of business goals, the reasons why they are believed attainable, and the plan for reaching those goals. It may also contain background information about the organization or team attempting to reach those goals.

Business plans may also target changes in perception and branding by the customer, client, tax-payer, or larger community. When the existing business is to assume a major change or when planning a new venture - a 3 to 5 year business plan is required since investors will look for their annual return in the 3 to 5 year time.

Audience

Business plans may be internally or externally focused. Externally focused plans target goals that are important to external stakeholders, particularly financial stakeholders. They typically have detailed information about the organization or team attempting to reach the goals. With for-profit entities, external stakeholders include investors and customers.^[2] External stake-holders of non-profits include donors and the clients of the non-profit's services.^[3] For government agencies, external stakeholders include tax-payers, higher-level government agencies, and international lending bodies such as the International Monetary Fund, the World Bank, various economic agencies of the United Nations, and development banks.

Internally focused business plans target intermediate goals required to reach the external goals. They may cover the development of a new product, a new service, a new IT system, a restructuring of finance, the refurbishing of a factory or a restructuring of the organization. An internal business plan is often developed in conjunction with a balanced scorecard or a list of critical success factors. This allows success of the plan to be measured using non-financial measures. Business plans that identify and target internal goals, but provide only general guidance on how they will be met are calledstrategic plans.

Operational plans describe the goals of an internal organization, working group or department.^[4] Project plans, sometimes known as project frameworks, describe the goals of a particular project. They may also address the project's place within the organization's larger strategic goals.^[5]

[edit]Content

For more details on this topic, see Content of a business plan.

Business plans are decision-making tools. There is no fixed content for a business plan. Rather the content and format of the business plan is determined by the goals and audience. A business plan represents all aspects of business planning process declaring vision and strategy alongside sub-plans to cover marketing, finance, operations, human resources as well as a legal plan, when required. A business plan is a summary of those disciplinary plans.

For example, a business plan for a non-profit might discuss the fit between the business plan and the organization’s mission. Banks are quite concerned about defaults, so a business plan for a bank loan will build a convincing case for the organization’s ability to repay the loan. Venture capitalists are primarily concerned about initial investment, feasibility, and exit valuation. A business plan for a project requiring equity financing will need to explain why current resources, upcoming growth opportunities, and sustainable competitive advantage will lead to a high exit valuation.

Preparing a business plan draws on a wide range of knowledge from many different business disciplines: finance, human resource management, intellectual property management, supply chain management, operations management, and marketing, among others.^[6] It can be helpful to view the business plan as a collection of sub-plans, one for each of the main business disciplines.^[7]

"... a good business plan can help to make a good business credible, understandable, and attractive to someone who is unfamiliar with the business. Writing a good business plan can’t guarantee success, but it can go a long way toward reducing the odds of failure." ^[7]

[edit]Presentation formats

The format of a business plan depends on its presentation context. It is not uncommon for businesses, especially start-ups to have three or four formats for the same business plan:

• an "elevator pitch" - a three minute summary of the business plan's executive summary. This is often used as a teaser to awaken the interest of potential funders, customers, or strategic partners.

• an oral presentation - a hopefully entertaining slide show and oral narrative that is meant to trigger discussion and interest potential investors in reading the written presentation. The content of the presentation is usually limited to the executive summary and a few key graphs showing financial trends and key decision making benchmarks. If a new product is being proposed and time permits, a demonstration of the product may also be included.

• a written presentation for external stakeholders - a detailed, well written, and pleasingly formatted plan targeted at external stakeholders.

• an internal operational plan - a detailed plan describing planning details that are needed by management but may not be of interest to external stakeholders. Such plans have a somewhat higher degree of candor and informality than the version targeted at external stakeholders.

Typical structure for a business plan for a start up venture^[8]

• cover page and table of contents
• executive summary
• business description
• business environment analysis
• industry background
• competitor analysis
• market analysis
• marketing plan
• operations plan
• management summary
• financial plan
• attachments and milestones

[edit]Revisiting the business plan

[edit]Cost overruns and revenue shortfalls

Cost and revenue estimates are central to any business plan for deciding the viability of the planned venture. But costs are often underestimated and revenues overestimated resulting in later cost overruns, revenue shortfalls, and possibly non-viability. During the dot-com bubble 1997-2001 this was a problem for many technology start-ups. However, the problem is not limited to technology or the private sector; public works projects also routinely suffer from cost overruns and/or revenue shortfalls. The main causes of cost overruns and revenue shortfalls are optimism bias and strategic misrepresentation.^[9][10] Reference class forecasting has been developed to reduce the risks of cost overruns and revenue shortfalls and thus generate more accurate business plans.

[edit]Legal and liability issues

[edit]Disclosure requirements

An externally targeted business plan should list all legal concerns and financial liabilities that might negatively affect investors. Depending on the amount of funds being raised and the audience to whom the plan is presented, failure to do this may have severe legal consequences.

[edit]Limitations on content and audience

Non disclosure agreements (NDAs) with third parties, non-compete agreements, conflicts of interest, privacy concerns, and the protection of one's trade secrets may severely limit the audience to which one might show the business plan. Alternatively, they may require each party receiving the business plan to sign a contract accepting special clauses and conditions.

This situation is complicated by the fact that many venture capitalists will refuse to sign an NDA before looking at a business plan, lest it put them in the untenable position of looking at two independently developed look-alike business plans, both claiming originality. In such situations one may need to develop two versions of the business plan: a stripped down plan that can be used to develop a relationship and a detail plan that is only shown when investors have sufficient interest and trust to sign an NDA.

[edit]Open business plans

Traditionally business plans have been highly confidential and quite limited in audience. The business plan itself is generally regarded as secret. However the emergence of free software and open source has opened the model and made the notion of an open business plan possible.

An open business plan is a business plan with unlimited audience. The business plan is typically web published and made available to all.

In the free software and open source business model, trade secrets, copyright and patents can no longer be used as effective locking mechanisms to provide sustainable advantages to a particular business and therefore a secret business plan is less relevant in those models.

While the origin of the open business plan model is in the free software and Libre services arena, the concept is likely applicable to other domains.

[edit]Uses

[edit]Venture capital

• Business plan contests - provides a way for venture capitals to find promising projects.
• Venture capital assessment of business plans - focus on qualitative factors such as team.
• The better the business plan, the better your chances of landing that big initial investment.

[edit]Within corporations

[edit]Fundraising

Fundraising is the primary purpose for many business plans, since they are related to the inherent probable success/failure of the company risk.

[edit]Total quality management

For more details on this topic, see Total quality management.

Total quality management (TQM) is a business management strategy aimed at embedding awareness of quality in all organizational processes. TQM has been widely used in manufacturing, education, call centers, government, and service industries, as well as NASA space and science programs.

[edit]Management by objective

For more details on this topic, see Management by objectives.

Management by objectives (MBO) is a process of agreeing upon objectives within an organization so that management and employees agree to the objectives and understand what they are in the organization.

[edit]Strategic planning

For more details on this topic, see strategic planning.

Strategic planning is an organization's process of defining its strategy, or direction, and making decisions on allocating its resources to pursue this strategy, including its capital and people. Various business analysis techniques can be used in strategic planning, including SWOT analysis (Strengths, Weaknesses, Opportunities, and Threats) and PEST analysis (Political, Economic, Social, and Technological analysis) or STEER analysis involving Socio-cultural, Technological, Economic, Ecological, and Regulatory factors and EPISTELS (Environment, Political, Informative, Social, Technological, Economic, Legal and Spiritual).

[edit]Education

[edit]K-12

Business plans are used in some primary and secondary programs to teach economic principles.^[11] Wikiversity has a Lunar Boom Town project where students of all ages can collaborate with designing and revising business models and practice evaluating them to learn practical business planning techniques and methodology.

[edit]Not for profit businesses

The business goals may be defined both for non-profit or for-profit organizations. For-profit business plans typically focus on financial goals, such as profit or creation of wealth. Non-profit, as well as government agency business plans tend to focus on the "organizational mission" which is the basis for their governmental status or their non-profit, tax-exempt status, respectively—although non-profits may also focus on optimizing revenue.

The primary difference between profit and non-profit organizations is that "for-profit" organizations look to maximize wealth versus non-profit organizations, which look to provide a greater good to society. In non-profit organizations, creative tensions may develop in the effort to balance mission with "margin" (or revenue).

[edit]Satires

The business plan is the subject of many satires. Satires are used both to express cynicism about business plans and as an educational tool to improve the quality of business plans. For example,

• Five Criteria for a successful business plan in biotech uses Dilbert comic strips to remind people of what not to do when researching and writing a business plan for a biotech start-up. Scott Adams, the author of Dilbert, is an MBA graduate (U.C. Berkeley) who sees humor as a critical tool that can improve the behavior of businesses and their managers.^[12] He has written numerous critiques of business practices, including business planning. The website Dilbert.com - Games has a mission statement generator that satirizes the wording often found in mission statements. His book The Dilbert Principle – A Cubicle’s Eye View of Bosses, Meetings, Management Fads & Other Workplace Afflictions discusses the foibles of management and their plans as depicted in theDilbert comic strips by Scott Adams.

• In the article "South Park's" Investing Lesson, The Motley Fool columnist "Fool on the Hill" uses the Underpants Gnomes to illustrate the fallacy of focusing on goals without a clear implementation strategy. The Underpants Gnomes episode satirizes the business plans of the Dot-com era.

Business Ideas Entrepreneur

Starting a Business takes a lot of thinking and planning. Finding an excellent business idea can be a daunting task – what with the different options of business ideas you can choose from. In this article, we will explore the process of finding the right business idea to start on as well as offer some of the hottest and most popular business ideas. A successful business does take a great idea to begin with. However, this is not necessarily the case all the time. An original business idea can either go up or down. Since it is unproven and untested yet, such an idea doesn’t usually come with an established market.

Starting a Business

The first step to starting your own business is to find a brilliant business idea that will make money. To find that excellent business idea, you should think creatively, even out of the box, so to speak. You can start by asking yourself what interests you. You must be enthusiastic and passionate about your business idea. That’s why as much as possible, your business endeavor must really be in your field of interest. You can find business ideas by from your friends and family members. You can also do some research in the internet to find the hottest business ideas today. Another great way to think up a new business idea is to observe the latest trends.

Which business idea should you pursue?

There are virtually no limits as to the choices of business ideas for entrepreneurs. There are literally thousands of options. From pizza parlors to freelance writing, from services to products, you can definitely find a business idea perfect for an entrepreneur like you. However, which among these thousands of options are you going to stick with? As mentioned above, you should be enthusiastic and passionate about. There is an adage in entrepreneurship that goes like this: “Do what you love the money will follow.” However, this formula does not guarantee instant success. Many entrepreneurs have pursued business ideas that are in line with their interests with varying degrees of success and failure.

Some Inexpensive Business Ideas for a new Entrepreneur

Let’s assume that you are just about to start your own business – a new entrepreneur so to speak. Whether you are a homemaker looking for ways to earn extra income or an unemployed trying to start a business from scratch, there are several opportunities and ideas you can tap to start a business without spending too much capital. The following business ideas will not guarantee instant riches within months but they have the possibility to grow into full-time businesses in due time.

Be a web entrepreneur – the internet offers vast potentials for earning money. From freelance work to AdSense, there is simply an abundance of business ideas you can choose from. You can start by setting up your own website, no need to have technical know-how about web design, just make sure that the site looks good and it provides excellent content. Then, sign up for an affiliate program – this is where you will earn. Then, learn as much as you can about search engine marketing and promote your website. Regularly update your site with new content and just wait for the revenues to come in. It may not be much at first but over time, affiliate programs can help you earn a decent income – and you didn’t spend too much except your time and your knowledge.

Be an eBay Businessman – This is the online version of the garage sale, if you have some things you don’t really need, you can actually earn some money by putting those up for auction at eBay. Just make sure you stick to products that you know about. You can also start making your own products such as candles, art jewelry, and many more. You can sell these on eBay or any other internet mall site.

Try Multi-Level Marketing – Do you have the ability to persuade people to avail of products and services you offer? Do you have a wide network of friends and contacts? Do you have enough time on your hands to move around talking to people? Then you probably have a future in the world of Multi-level Marketing or MLM. This is one of the fastest growing businesses today and you can have it based right in the comfort of your own home.

These are just a few of the huge array of business opportunities you can choose from. Widen your horizons and look for more possible businesses ideas. Dig up magazines, journals, and other publications that might provide additional business ideas for entrepreneurs. Do your research on what the latest trends are. Who knows, you may find the right business idea for a new entrepreneur and strike gold.

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Apple to sell millions unit of iPhone 4S by the end of November

According to reports from trusted sources, thousands of people have lined up outside Apple outlets as the iPhone 4S was introduced October 14, several researchers have estimated Apple may sell millions unit of iPhone 4S by the end of November.

Previous outline arrives from Yankee Group researcher Carl Howe which Bloomberg explains has estimated that the company has already shipped around 3 to 4 million units of iPhone 4S in just one week.

Apple to sell millions unit of iPhone 4S by the end of November

Even so, the periodical explains that “most approximations assortment from 8million to 10 million” units by the end of 2011.

Different sources have since unveiled even before the launch of the Smartphone on October 14 that the common outline at creation releases outside Apple’s shops and outlets of its associates have initiated forming as the launch of the world’s most advanced mobile from Cupertino neared.

A recent report from AT&T said that it has already crossed more than one million iPhone 4S activations, however, Verizon Wireless has yet not unveiled its iPhone 4S sales figure but several sources believes that Verizon may sell 2 to 3 million iPhone 4S by the end of year.

Both Sprint Mobile and C Spire Wireless will sell the iPhone 4S but they have yet not unveiled when they are planning to open iPhone 4S selling, C Spire website shows in banner ad on its home page – iPhone 4S coming soon.

China's New Protectionism

As competition grows, Chinese authorities clamp down on foreign businesses such as Wal-Mart and Carrefour

Illustration by 731; Alamy (2); Everett Collection (1); Getty Images (1)

The real drubbing, however, has been reserved for Wal-Mart Stores (WMT) and France’s Carrefour. In January the retailers were fined for misleading pricing in 19 stores and duly apologized. Both paid fines for selling expired products in the city of Changsha earlier this month. Then regulators in Chongqing accused Wal-Mart of selling regular pork mislabeled as organic. The world’s biggest retailer was forced to temporarily shutter 13 stores, paid a $573,000 fine, and saw 37 employees detained. Two of its top China executives resigned. Again, there was a public apology.It’s been a rough year for foreign businesses in China. In April, Anglo-Dutch consumer goods giant Unilever was fined $308,000 for publicly announcing it was considering price hikes, allegedly sparking hoarding. In July fast-food giantKFC (YUM) was pilloried in the state media for its use of powdered soybean milk, instead of the fresh variety, in outlets in Shanghai and Guangzhou. Italian luxury brand Gucci was accused of abusing employees in a Shenzhen boutique in October. All the companies apologized for the incidents, and Gucci replaced two store managers.

To a growing number of business observers, the recurring humbling of Western businesses is symptomatic of a new protectionism, often emanating from local officials, aimed squarely at foreign investors across China. They say it is spurred in part by a slowing economy and cutthroat competition, which is hurting Chinese brands and prompting officials to lash out at foreign rivals in industries where mainland players have lagged. “Supermarkets are one area where the foreigners have been blowing the Chinese out of the water,” says Paul French, co-founder and director at consultancy Access Asia. “The attitude is: Why go to the effort of getting your own guys to raise their game when you can tear down a foreign guy instead?”

Tang Chuan, director of law enforcement in the Chongqing Bureau of Inspection and Enforcement, disagrees. “We are not targeting Wal-Mart,” says Tang, noting that since 2006 the U.S. retailing giant has been cited for 21 cases of selling expired or substandard food, as well as false advertising in Chongqing. “We wish to warn other retailers and purify the industry. Anyone who breaks the law, no matter foreign or domestic, big or small, will be punished.” Both Wal-Mart and Carrefour declined to be interviewed. Other foreign retailers in China, including France’s Auchan Group, Britain’s Tesco, and Germany’s Metro Group, have not been punished in cases made public.

The new protectionism stems from a broader change in Chinese attitudes: Where once localities vied for the prestige and money a big foreign investor brought, today multinationals are taken for granted. In a 2011 survey by the American Chamber of Commerce in the People’s Republic of China, almost a quarter of American companies cited “increased Chinese protectionism” as their greatest risk. “It is going to get harder to get permits, and these foreign companies won’t be as welcomed coming into important neighborhoods,” says Shaun Rein, managing director of China Market Research Group. “That’s because their capital isn’t as needed as it once was.”

Before China entered the World Trade Organization in 2001, foreign retailers as well as banks and insurance companies were banned from doing business in most cities in China. Today, such obvious restrictions are no longer an option. That’s brought about a more subtle protectionism, where state-controlled Chinese media can be counted on to make a national incident out of what otherwise might be a small infraction. While accusing retailers of violating quality rules is one common tactic, another is to fine them for “price fraud,” or not clearly marking the price of products. That’s what Wal-Mart and Carrefour were charged with by China’s National Development and Reform Commission earlier this year. “Fraudulent conducts, such as fabricating original prices and misleading customers with confused marked prices, have seriously infringed customers’ interests,” the website for state-owned China Radio International reported. Another Access Asia co-founder and director, Matthew Crabbe, says domestic companies do similar things but authorities often look away: “They have been coming down really hard on the foreign retailers. The idea that there was ever an even playing field is increasingly not true.”

One reason retailing has become ground zero for the new protectionism is that China’s $70 billion-a-year market for large grocery stores is still up for grabs. The industry, expected to double in size by 2015, is far more fragmented and regional than that in Europe or the U.S. There are more than 30 operators of hypermarkets (large food and beverage outlets that dwarf traditional Chinese stores), but few have a national presence. Wal-Mart, with 353 stores, has an 11.2 percent share, second only to the 12 percent held by France’s Auchan. The biggest local player, China Resources Enterprise, has a 9.8 percent share.

Wal-Mart didn’t help itself by selling mislabeled pork. Crises over melamine-tainted milk, exploding watermelons, and hormone-injected meats have pushed food quality concerns into the national spotlight—and into the crosshairs of politicians eager to show they’re serious about safety. “By cracking down on a high-profile foreign retailer, their message is being sent throughout the country to consumers and supply chains,” says China Market Research’s Rein. “They realize they can get the same traction by detaining a few dozen Wal-Mart people as with a national crackdown.”

The bottom line: Foreign businesses such as Wal-Mart, which was forced to temporarily close 13 stores in Chongqing, increasingly draw scrutiny in China.

With Michael Wei

Roberts is Bloomberg Businessweek's Asia News Editor and China bureau chief.